personal services
Commerce Union Bank offers accounts with the features you want to manage your personal financial needs. We listen to your goals and put our experience to work for you. Let us help you find the right combination of Commerce Union products to meet your needs.
Personal Checking Accounts
Commerce Union Bank Free Checking
(Minimum Opening Deposit of $100.00)
More than just a free account, Free Checking makes banking easy with convenient access to your funds plus Online Banking with Bill Pay, Mastercard CheckCard, unlimited check writing and unlimited ATM cash withdrawals, all for free, as well as access to the Intercept surcharge-free ATM network.
- No Monthly Fee
- Minimum Opening Deposit $100
- No Minimum Balance requirement
- Unlimited Check Writing
- Tiered Interest Rate on minimum balance of $2,500 and above
- Free Mastercard CheckCard
- 24 Hour Telephone Banking
- Free Online Banking with Bill Pay
- First Order of Commerce Union Bank Standard Checks Free (50 checks)
- Unlimited Commerce Union Bank/Intercept ATM Transactions
- Free Check Image Statement
- Overdraft Protection with Approval
Commerce Union Bank Plus Interest Checking
Simple and easy. Commerce Union Bank Plus Interest Checking has no fee as long as you maintain a $1,000 minimum balance, plus you earn interest. Manage your finances with Online Banking and Bill Pay, a Mastercard CheckCard, unlimited check writing and unlimited ATM cash withdrawals, all for free, with access to the Intercept surcharge-free ATM network.
- Minimum Opening Deposit $100
- $12.00 Monthly Fee if Minimum Balance Falls Below $1,000.00
- Unlimited Check Writing
- Tiered Interest Rates
- No minimum balance required
- Free First Order of Commerce Union Bank Standard Safety Checks (150 checks)
- Free Mastercard CheckCard
- 24 Hour Telephone Banking
- Free Online Banking with Bill Pay
- Unlimited Commerce Union Bank/Intercept ATM Transactions
- Free check image statement
- Overdraft Protection with Approval
Commerce Union Bank MAX Account
This is the ultimate in checking accounts. All minimum balance fees are waived for customers who have $25,000.00 in combined balances. The Commerce Union MAX Account earns extra interest on certificates of deposit plus discounts on loans and safe deposit boxes, as well as free travelers checks and cashiers checks. Checks are free, and you’ll enjoy free unlimited ATM access in the United States.
No Monthly Fee with Combined Deposit and Consumer Loan balances of $25,000. Monthly fee is $15 if combined balances fall below $25,000.
- Minimum Opening Deposit $1000
- Free Commerce Union Bank MAX Checks
- Free Mastercard CheckCard
- Free Online Banking with Bill Pay
- 24 Hour Telephone Banking
- Tiered Interest Rate no minimum balance required
- .25% Increase on Certificate of Deposit Rates (excluding specials)
- No loan fee on consumer installment loans (excluding real estate mortgages)
- Annual 25% Discount on Safe Deposit Box
- Free Travelers Checks
- Free Cashier’s Checks
- Free Stop Payments
- Free Check Image Statements
- Unlimited FREE ATM Transactions in the United States
- Overdraft Protection with Approval
Commerce Union Bank Scholars Checking
Scholars Checking is especially designed to allow students to learn to manage their money with no monthly fee. Students have access to the Intercept surcharge-free ATM network as well as free Online Banking with Bill Pay. Help them learn financial responsibility – conveniently.
- Minimum Opening Deposit $100
- No Monthly Fee
- Must be 18 years old or Parent/Guardian must sign on account
- No Minimum Balance
- Unlimited Check Writing
- Free Mastercard Check Card
- Free Online Banking with Bill Pay
- 24 Hour Telephone Banking
- Free First Order of Checks (50 checks)
- Free check Image Statements
- Unlimited Commerce Union Bank/Intercept ATM Transactions
- One “oops” NSF Refund Per Quarter
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