personal services

Checking | Savings | Loans

Commerce Union Bank offers accounts with the features you want to manage your personal financial needs.  We listen to your goals and put our experience to work for you.  Let us help you find the right combination of Commerce Union products to meet your needs.

Personal Savings Account

Commerce Union Bank Regular Savings Account

Whether saving for a rainy day or a special reason, the Commerce Union Bank Regular Savings account is the perfect product.

• Minimum Opening Deposit $100
• $5.00 monthly fee waived with minimum balance of $100
• Account Earns Interest
• 6 free withdrawals per quarter; $2.00 for each additional withdrawal
• Free Online Banking
• Quarterly Statement
• Access to Commerce Union Bank/Intercept ATM location

Commerce Union Bank New Generations Savings

Commerce Union Bank encourages savings at an early age with New Generations Savings designed for age 18 and under or full-time students.  Start each of your children in the habit of saving early with New Generations Savings.

• Minimum Opening Deposit $25
• No Minimum Balance
• Account Earns Interest
• Must have Parent/Guardian signature if under 18 years old
• Must have proof that you are a full time student
• 6 withdrawals per quarter ($1.00 for each additional withdrawal)
• Free Online Banking
• Unlimited Commerce Union Bank/Intercept ATM Transactions
• Quarterly Statement

Commerce Union Bank Christmas Club Account

Don’t wait until the Christmas shopping season and be surprised by high interest rates and finance charges. Plan ahead with regular deposits to your CUB Christmas Club account.

• Minimum Opening Deposit $25
• No Monthly Fee
• Annual lump sum distribution on October 31st of each year
• Early withdrawal automatically closes account

Money Market Account

Commerce Union Bank Money Market Account

Simple and easy!  Commerce Union Bank Money Market features no monthly fee as long as you maintain a minimum balance of $2500.00.  Manage your finances with Online Banking and a Mastercard CheckCard.  This account allows access to the Intercept surcharge-free ATM network.

• Minimum Opening Deposit $2500
• $10.00 monthly service charge waived with minimum balance of $2500.00
• Tiered Interest Rates for Higher Balances
• Free Commerce Union Bank Money Market Account Checks
• Free Mastercard Check Card
• Free Online Banking
• Up to six free transactions (3 may be by check) allowed each month
• Access to Commerce Union Bank/Intercept ATM locations

Certificate of Deposits

• CD terms from 30 days to 5 years
• Minimum Investment - $1,000
• Rates-Interest rates vary according to the investment amount and term
• Interest deposited monthly into any Commerce Union Bank checking or savings account
• Automatic Renewal-renewal options sent by mail allowing certificate of deposit to renew automatically
• Penalties may be imposed for early withdrawals
  

Individual Retirement Accounts

• Opening deposit-$100.00
• Terms from 12 to 60 months
• Interest paid quarterly
• Deposits may be made at any time
• IRS may impose a penalty for early withdrawals
• Statement mailed quarterly