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Certificates of Deposit (CDs)

Certificates of Deposit (CDs)

Summary

Improve your earnings without risking any of your company's cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line.

We offer a range of term lengths to fit your short- and mid-range goals. By laddering maturity dates, you can add liquidity to your CD investments. Talk to your business banker today.

Account Details

  • Enhance your return for a wide range of business goals
  • Fixed interest rates add guarantee
  • Interest above standard savings
  • Rates increase by selecting longer terms
  • Interest is deposited to your Commerce Union checking or savings account monthly
  • Special, one-time rate boost available on certain types of CDs
  • Maturity date is decided by you, between 3 months and 5 years
  • No setup or maintenance fees
  • Early withdrawal is subject to penalty
  • $1,000 minimum deposit to open
CDARS

FDIC insurance doesn't have to stop at $250,000. CDARS offer full FDIC insurance on multi-million dollar CDs. Plus, we handle the management of your CDs on our end. That way, you gain better rates and peace of mind without inheriting the workload to match.

CDARS Details

  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by Commerce Union Bank:
  • One interest rate
  • One regular statement
  • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community